What is CVV2?
CVV2 is an important security
feature for credit card transactions on the Internet and over the phone. "CVV"
stands for "Card Verification Value" (Discover Card calls it the
- It is the three-digit number
printed in the signature space on the back of most credit
cards, such as Visa, Mastercard, and Discover cards. The CVV2 number
is always the last group of numbers in the signature space on the
back of the card. It is not part of your regular credit card number.
- It is a four-digit number on the
front of American Express cards. It is printed (flat), not embossed
like the card number.
The CVV2 number enhances fraud
protection and helps to validate two things:
- The customer has the credit card in their
- The credit card number is legitimate
By helping to prevent credit card
fraud, the CVV2 number keeps costs down for everyone.
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